All the essentials you need

Cover incidentals, issue a location or department card to manage charges and bills such as utilities effectively, use spend to make a one time purchase or to cover recurring charges, and ultimately control expenses by choosing how and what your employees or teams can spend money on — all from your Ottimate account. Spend Management Essentials provides you with the tools you need, without the extras you don’t.

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Take Control with Spend Management Essentials

Cashback

Ottimate Spend Management With Cards

Spin up virtual cards or physical corporate cards with ease to handle incidentals, single-use petty cash expenses, and recurring bills.

Bookkeeper Partnerships

Open the Door to Revenue With Cashback

Earn valuable cashback for your business when you use our corporate virtual card for your transactions

Referral Partnerships

Experience Seamless ERP Integration

With in-app vendor communications & fast, more efficient payment processing, your vendors get paid on time, every time.

Document Storage

One Platform For All Your Payments

By combining the power of Spend Management Essentials with VendorPay, you can track and make all your payments in one platform — whether you’re paying an invoice directly on a vendor portal, or covering an employee expense on a virtual card.

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Control Spend, Lower Risk

Issue your cards by location or department instead of individual, reducing the risk of a payment getting missed or mismanaged. No matter the card type, you can ensure your recurring or incidentals go through without a headache every time.

Ottimation

Spend Less Time On Manual Tasks With Otti AI

Add Otti to your team and leverage an AI partner that is backed by decades of data from the brightest minds in finance and ready to take tedious tasks off your team’s plate and arm you with the info you need to make smart spend management decisions.

What Our Customers Have To Say

Discover How Clutch Coffee Uses Virtual Cards to Handle Spend While Growing Their Business

Most corporate cards out there didn’t work for us because of stringent cash balance requirements. Ottimate’s corporate debit cards are way simpler. I can issue one with a single click, control the card’s rules myself, and monitor all of my purchase activity in real time.

Joe Ely

Jake Vandermeer, CFO

End-to-End AI for AP, by Ottimate

Watch our two-minute explainer video to discover how the Ottimate AP automation AI streamlines the invoice-to-payment lifecycle!

Works Seamlessly With Your Accounting Platform of Choice

AP Automation for QuickBooks
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Learn More About Spend Management

Why Corporate Cards Win Against Petty Cash

Person with a computer and calculator managing cash and spend

What is Spend Management? Definition, Benefits, & Choosing the Right Software Solution

The Guide to Spend Essentials

Meet Ottimate’s Spend Essentials

Discover a simple solution for managing recurring expenses, employee expenses and incidental payments that doesn’t replace the expense tools you may already have but instead complements your invoice-to-payments processes.

  • Automate bill payments or recurring fees that don’t come with an invoice.
  • Manage transitions in one platform – all card payments are tracked and stored within Ottimate, allowing users to filter transactions by status, merchant, user, or amount.
  • Enable employees and staff to pay for incidentals and fees in a secure way that you can maintain control of.

Ottimate Corporate Cards and Virtual Cards

Create either virtual or physical cards in minutes, with ease. In addition to choosing the card type you can specify a daily credit line allowing for seamless purchases and replenishment or you can prefund and use cards as needed. The main uses for cards include:

  • Handle incidentals and single-use petty cash expenses that come up.
  • Pay recurring bills such as utilities, platform fees, subscriptions with recurring cards that automatically reload a preset amount on a monthly basis.
  • Create a card to use as your card on file for vendors who require one.

Take Your AP to the Next Level

Your success story starts with finding an AP solution that puts you and your team first.

I like that it is very easy to use and navigate through. I like the dashboard, as it breaks down all bills into different categories. There are reports you can download and view to track your spending.

Nicole P.

G2 Verified, Small Business User

Having all of the information in one place, including statement, invoices, images, and account details, has been life changing for all positions. The amount of work time saved in our stores has created much more opportunity for growth and new tasks.

Caroline G.

G2 Verified, Mid-Market User

[Ottimate] helps to control how much money I’m spending and control my food cost.

Eddy J.

G2 Verified, Enterprise User

[Ottimate’s software] has cut my management time to about 1/4 of what it was prior to Ottimate.

Mary H. 

G2 Verified, Enterprise User

Frequently Asked Questions