Terms of Service


Thank you for choosing the Services offered by Qubiqle Inc. (referred to as “Ottimate”, “we”, “our”, or”us”). Review these Terms of Service (“Agreement”) thoroughly. This Agreement is a legal agreement between you (“you”, “your”, “yours”, or “user”) and Ottimate that describes the terms of your use of all Ottimate Services (“Services”). By accepting electronically (by checking the box next to “I Agree” and clicking on “Submit”), installing, accessing or using the Services, represent that you have read and agreed to these terms, as well as our Privacy Policy. If you do not agree to this Agreement, then you may not use the Services.


By accessing or using any of the services, information, software and functionality, including updates and new product releases by Ottimate, you agree to the terms under this Agreement. You may not use any of our Services or accept the terms of this agreement if you are not legally authorized to enter a binding contract with us or are not of legal age to do so.

We may change the Terms of Services or Privacy Policy occasionally by posting the updated Terms ofService and/or Privacy Policy on the Ottimate Website along with a revised “last update” date. Your use of Ottimate Services after such posting shall constitute your acceptance of the updated Terms and/orPrivacy Policy.

Through your use of Ottimate Services, you may be asked by Ottimate to use certain third-party services. Your use of these third-party services shall constitute your acceptance of these third parties’ own terms of service.


Subject to your acceptance and compliance with this Agreement, Ottimate grants to you a limited, non-exclusive, non-transferable, non-sublicensable, and revocable right and license to use the Services under the terms of this Agreement. Any new Services or product updates or improvements provided to you by Ottimate are subject to these same terms. You may use Ottimate services until termination of this Agreement and as long as you meet applicable payment requirements as described herein.

You may not use nor allow any unauthorized third party to use Ottimate Services or content in any way that violates any law, regulation, or this Agreement. You may not nor allow any unauthorized third party to reproduce, distribute, share, sell, transfer, lend, or modify the Services in any manner. You may not attempt to reverse engineer, disassemble, or decompile any part of the Services and the software that makes up the Services.


The following terms apply to your use of the Services unless stated otherwise in an Order Form.

● Payments will be billed to you in U.S. dollars.
● You must pay with either a valid credit card or debit card acceptable to Ottimate, or another payment method acceptable to us. Your payment method will be debited when you subscribe and provide your payment information, unless otherwise stated in an applicable Order Form.
● Your monthly billing cycle, unless otherwise stated in an applicable Order Form, begins on the day of your registration for the Services.
● If your payment and registration information isn’t correct or complete, or if you do not notify us promptly when such information changes, we may suspend or terminate your account and prohibit your use of any of the Services.
● Ottimate will automatically renew your Services each month at the current payment rates unless these Services are terminated under this Agreement, or unless new rates are either agreed to by you and Ottimate or stated in an Order Form.


You are responsible for all documents, data, and personal information (“Content”) uploaded or entered as part of your use of the Services. Ottimate is not responsible for the Content you upload or enter. You agree not to use nor permit any third party to use the Services to upload, distribute, or reproduce any of the following: Illegal, obscene, fraudulent, or pornographic Content; commercial solicitations of any kind: viruses, malware, or other harmful software or Content; and Content for which the copyright or intellectual property owner does not grant you permission. Ottimate may use any feedback and Content that you provide us in any way, such as improving its Services to you and other Ottimate customers, offering new services and products, and for advertising purposes. As such, you hereby grant to Ottimate worldwide, non-exclusive, fully paid-up, perpetual license to use the Content in any manner reasonably necessary for the proper functionality and improvement of our services.


We may terminate your right and license to use Ottimate Services for any reason by providing you 30 days advance notice. We may terminate your right and license immediately if we find that you have violated any of the terms of services in this Agreement, or if your use of the Services is negatively affecting our Services or our ability to provide Services in any manner. Should you fail to provide payment for services as described in Section 3, we may terminate your right and license following reasonable attempts by us to obtain correct payment method or payment authorization. Termination of this Agreement shall not affect our rights to any payments due to Ottimate.


Your use of the Services is entirely at your own risk, and these Services are provided to you “As Is.” Ottimate and its third-party affiliates disclaim any warranties, express or implied, including but not limited to warranties that the Services are fit for a particular purpose, merchantability, quality, non-infringement, or title, or that the data and content in the Services are accurate, reliable, or secure from bugs, service interruptions, unauthorized access, theft, and destruction.Ottimate and its third-party affiliates disclaim any warranties that your use of the Services will ensure compliance with any legal requirements, laws, or regulations.7. LIMITATION OF LIABILITYTo the fullest extent permitted by law, the entire liability of Ottimate and its third-party affiliates for all claims relating to this Agreement shall not exceed the amount you paid for Services for three months prior to the claim(s). Ottimate and its affiliates shall not be liable to you for damages for incidental, indirect, consequential, exemplary, special, or punitive damages, or for damages from lost profits, revenue, or savings arising from your use or inability to use the Services, even if Ottimate has been advised of the possibility of such damages.


You agree to indemnify, defend, and hold Ottimate and its officers, directors, shareholders, employees, consultants, and affiliates harmless from any and all claims, liabilities, judgements, penalties and expenses, including reasonable attorneys’ fees and costs, arising out of your use of the Services or breach of this Agreement.


California state law governs this agreement without regards to its conflicts of laws provisions. You and Ottimate agree to resolve disputes or claims relating to the Services or the Agreement by binding arbitration on an individual basis, and that both parties are each waiving the right to file a lawsuit and the right to a jury trial. The Federal Arbitration Act governs the interpretation and enforcement of this provision. All disputes and claims within the scope of this Agreement must be arbitrated or litigated on an individual basis and not as a plaintiff or class member on a class basis, nor can the claims or disputes of one user be arbitrated or litigated in conjunction with those of another user. You agree to waive the right to participate in a class action. All arbitrations shall take place in California and be conducted be a single, neutral arbitrator. The arbitrator has the authority to award monetary damages and grant non-monetary relief to a party, and this judgement is final and binding between you and Ottimate. To begin arbitration, send a letter requesting arbitration and describing your claim to Qubiqle Inc, in care of our registered agent, Incorporating Services, Ltd., 3500 S. Dupont Way, Wilmington, DE 19901. Payment of all administrative and arbitrator fees will be governed by AAA rules.


Ottimate’s Bill Pay Service (“Service”) is an optional feature for our customers that allows them to generate and authorize the sending of bill payment checks and ACH (Automated Clearing House) bill payments on the Ottimate site. You are exclusively and solely responsible for all payments generated, authorized, printed, and mailed as part of the Service. We shall not be liable or responsible for in any way for the accuracy or validity of your banking information, including your account and routing numbers and who is authorized to access this information. We are not liable to you or any third-party, banking institution, or vendor for any unauthorized or incorrect payments generated, authorized, printed, or mailed as part of the Service, nor any fees assessed to you, any vendors, or any bank due to unauthorized, incorrect, or returned payments. We are not liable or responsible for verifying vendor addresses or ensuring delivery of any checks mailed out as part of the Service. Please verify all addresses and vendor banking account information before initiating payments. Should you choose to use the Ottimate Balance Check feature to check your bank account balance, you authorize Ottimate and its partner Dwolla, Inc. (“Dwolla”) to gather balance information from your Bill Pay bank account.

A) Using ACH Payments

In order to use the ACH payment functionality of our application, you must open an “Access API”account provided by Dwolla, and you must accept the Dwolla Terms of Service and Privacy Policy. Any funds held in the Dwolla account are held by Dwolla’s financial institution partners as set out in the Dwolla Terms of Service. You authorize Ottimate to share your identity and account data with Dwolla for the purposes of opening and supporting your Dwolla account, and you are responsible for the accuracy and completeness of that data. You understand that you will access and manage your Dwolla account through the Ottimate application, and Dwolla account notifications will be sent by Ottimate, not Dwolla. You authorize Dwolla to share your bank account number and routing number with Ottimate for the purpose of Ottimate’s provision of services to you, subject to Ottimate’s Privacy Policy. You Ottimate will provide customer support for your Dwolla account activity, and can be reached atsupport@plateiq.com.

B) Vendor ACH Payment Information

You expressly authorize Ottimate’s service provider, Dwolla, Inc. to originate credit transfers to your financial institution account.


This Agreement represents the entirety of your agreement with Ottimate, and replaces all prior agreements and communication in any form between you and Ottimate regarding the matters of theAgreement. If any court of competent jurisdiction rules that any portion or portions of this Agreement is invalid, those portions(s) will be removed, and the remaining portions will remain in full force and effect.

You may not assign or transfer ownership of this Agreement to another party without Ottimate’s written consent. We may assign or transfer ownership without your approval to a third-party affiliate or a company that acquires or merges with any parts or all of Ottimate.

⬪ Last Updated April 2020 ⬪